Jewish Free Loan Toronto (JFLT) is a social service agency offering interest-free loans to help members of the Jewish community in need. Since 1924, we’ve supported individuals and families through tough times, helping them build a stable future.
How We Help
JFLT’s system of giving direct financial help relies on the efforts of our skilled staff, committed volunteers, generous donors, and the people who borrow and guarantee our loans. By supporting those in need, JFLT strengthens the Jewish community. JFLT currently serves the Jewish communities of Ontario, Saskatchewan, and Atlantic Canada. Residents of Quebec, Alberta, British Columbia, and Manitoba: click on your province to find your local Free Loan agency.
אִם־כֶּ֣סֶף תַּלְוֶ֣ה אֶת־עַמִּ֗י אֶת־הֶֽעָנִי֙ עִמָּ֔ךְ לֹא־תִהְיֶ֥ה ל֖וֹ כְּנֹשֶׁ֑ה לֹֽא־תְשִׂימ֥וּן עָלָ֖יו נֶֽשֶׁךְ׃
“If you lend money to My people, even to the poor among you, do not act toward them as a creditor; you shall not charge them interest.” – Exodus 22:24
A Mandate Born From Tradition
With a mandate that originates in the Torah, Jewish Free Loan Toronto (JFLT) has been giving interest-free loans to Jews in need since 1924. Today, it has a portfolio of Personal, Educational, Jewish Education and Fertility loans worth over $8 million circulating in the community helping people help themselves. JFLT’s near 100% repayment rate is a testimony to the value placed on the program by those it helps.
Learn more about who we are, and what we do.
Watch one family tell their story, and hear from our donors and volunteers. See first-hand how JFLT has created an impactful, sustainable model of giving, where borrowers receive life-changing help in the most direct way: