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Jewish Free Loan Toronto was formed with the mandate to Help People to Help Themselves by offering interest-free loans to needy individuals of the Jewish community throughout Ontario (excluding Ottawa).

Get more information about an interest-free loan!

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Based on the Jewish value of G’milath Chasodim, “Acts of Loving Kindness,” JFLT helps a broad range of needy members of our community meet their educational and personal needs and create their own business opportunities.

Our numbers show the diversity and reach of Jewish Free Loan Toronto. We are proud to be helping hundreds of local Jewish families, with over 700 interest-free loans totaling more than $2,600,000.

Hebrew free loan associations like JFLT were pioneers of the microfinance movement which empowers individuals to remain self-sufficient while preserving their dignity.

Our work is made possible thanks to the ongoing support of our major funders, UJA Federation of Greater Toronto and the Azrieli Foundation.

We are pleased to announce new developments:

Student Loan Limit Increases: Student loans now have a maximum of $10,000 for undergrad, college, trade school or gap-year program and $12,000 for graduate loans. The number of guarantors remains at two.

Personal Loan Limit Increases: Personal loans now have a maximum limit of $8,000. The number of guarantors remains at two, with loans between $1,001 and $3,000 requiring only one guarantor.

Small Personal Loans Without Guarantors: A limited number of personal loans of $1,000 or less no longer require any guarantors. If granted you will need to provide the names and contact information of two references that can vouch for your good character. Otherwise you are may borrow up to $3,000 with one guarantor.

Adoption & Fertility Loans: These loans are now up to $10,000 and do not require guarantors.

New Loans

Simcha Loan: Up to $8,000 available for weddings, bar-mitzvahs and any other Jewish lifecycle events.

Debt Consolidation Loan: Up to $8,000 available to cover debts from credit cards and other interest-bearing loans.

Contact us or call us now at 416-635-1217 to inquire about our interest-free loan programs!

Hear Directly From One Of Our Clients

Bethea is one of thousands of people impacted by your donation to UJA. A mother of three, she had to file for bankruptcy when she got divorced. She received financial and emotional support from many agencies funded by UJA. Bethea says she doesn’t know where her life would be without your help.

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