Sarah is a religious woman who is the mother of a 13-year-old son. In 2015, Sarah and her son had to leave their home in a hurry in order to escape abuse. With nowhere to turn, Sarah came to JFLT for a loan so that she could put down first and last months’ rent on a new apartment. After securing the new apartment Sarah wrote to us saying: “With much trepidation, I reached out to JFLT expecting that my experience asking for a loan would be very humiliating and demoralizing. Nothing could be further from truth. I was treated with real dignity and I learned firsthand what true Chesed looks like. “

R. and J. and their four children reside in Northern Ontario. Just as R. was getting back on his feet, after having been unemployed for close to a year, the couple was faced with an unsurmountable challenge. The furnace and hot-water unit in their home quit working just as winter was approaching. With no way of washing dishes let alone bathing 4 children, R. and J. came to JFLT for a loan. The $8000 loan they received helped them with the purchase of a new heating unit. Today, R. returns from work every evening to a warm home.

P. is a painter who let his business go while he was in the hospital receiving cancer treatments. When P.’s cancer went into remission, he knew he could get back to work. Unfortunately, P. needed new equipment and repairs on his van in order to resurrect his business. JFLT granted P. an $8000 loan so that he could get back to work.