Imagine a Gift that Keeps on Giving

A donation to JFLT is a gift that helps people now and in the future. Why? As every dollar that is donated to JFLT is loaned out, repaid and then loaned out again, all donations are recycled in perpetuity. Money your grandparents might have given years ago is still out there in the Community today helping others help themselves.


$1,800 $4,050 $10,800
$18,000 $40,500 $108,000
$180,000 $400,500 $1,080,000

JFLT’s interest-free loans make a transformative difference in peoples’ lives. Think about the couple with two children and a newborn who get a loan that halts their eviction. Think about the new immigrant who gets a loan to set up a business. Think about the student who would not have graduated without a loan that covered tuition. Think about the couple who used their loan to bring a new Jewish life into this world.


These are not idle examples. These are actual loans we have given. Very few charities have such a direct and immediate impact on peoples’ lives. Very few charities can continue helping people in perpetuity.


You can donate by:

  •  Cheque (mail to: JFLT, Krauss Family Suite, Sherman Campus, Suite 340, 4600 Bathurst Street, Toronto, ON M2R 3V3)
  • Online
  • If you would like to fill out our form please download here

For the following, please contact JFLT 416-635-1217:

  • Credit Card
  • Tribute Card

For the following, please contact Marra Messinger 416-635-1217 ext. 5269:

  • Named Funds
  • Securities
  • Life Insurance
  • Legacies

A donation of $18,000 (payable in up to 3 installments) is a wonderful way to create a Fund which will bear your name in perpetuity, commemorate the memory of a loved one, mark a milestone or celebrate a Simcha. Named Fund donors receive a write up in our newsletter and an annual report which details how the money was used. These special donors are also  publicly honored and thanked at our Annual General Meeting.


Donors can create unrestricted or restricted funds. With an unrestricted fund, JFLT  chooses what type of loan will be allocated. With a restricted fund, the donor can decide on the type of loans that the Fund will support.

JFLT currently has an urgent need for the following funds:

  • Dental Care
  • Abused Women
  • Special Needs Children
  • Medical Equipment
  • Mental Wellness
  • Help  for Single Parents


Create a Fund and do a Mitzvah.  For more information call Marra Messinger 416 635 1217 ext 5269


The Legacy Society is a group of individuals who have included JFLT in their estate plans to help build a permanent financial base for the Agency. These legacy gifts ensure that we can continue responding to the ever- changing needs of our Jewish Community for generations to come. By joining the Legacy Society you make it possible for us to recognize your generosity during your lifetime. For more information call Marra Messinger at 416 635 12 17 ext 5269.

  • You can make a donation in honour of an individual or a family. These are particularly suitable for weddings, bar/bat mitzvahs, condolences and other Jewish lifecycle events.
  • JFLT will apprise the individuals or family of your donation.
  • If you would like a tribute card call 416-635-1217 ext 5383 or email


Maimonides defines eight levels in giving charity, each one higher than the preceding one. On an ascending level, they are as follows:


  1. When donations are given grudgingly.
  2. When one gives less than he should, but does so cheerfully.
  3. When one gives directly to the poor upon being asked.
  4. When one gives directly to the poor without being asked.
  5. Donations when the recipient is aware of the donor’s identity, but the donor still doesn’t know the specific identity of the recipient.
  6. Donations when the donor is aware to whom the charity is being given, but the recipient is unaware of the source.
  7. Giving assistance in such a way that the giver and recipient are unknown to each other. Communal funds, administered by responsible people are also in this category.
  8. The highest form of charity is to help sustain a person before they become impoverished by offering a substantial gift in a dignified manner, or by extending a suitable loan, or by helping them find employment or establish themselves in business so as to make it unnecessary for them to become dependent on others.

A small percentage may be deducted from donations for administrative costs.