J-SAP

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J-SAP interest-free loans are intended to help Jewish students in Ontario enrolled at universities, colleges and vocational schools attain their academic goals.

Graduate students can apply for a maximum of $12,000; undergraduates for a maximum of $10,000. The money can be used for tuition, living and school expenses, supplies, GAP programs, research trips— anything that helps you have a financially worry-free school year.

0% interest loans are available to full and part-time students who are citizens or permanent residents of Canada.

Repayment terms are: $75 per month while you are in school, $100 per month if you are studying part-time, and $175 per month when you are no longer a student.

YOUR FUTURE IS OUR INTEREST APPLY TODAY

  • O% Interest Student Loans
  • Graduates up to $12,000 | Undergraduates up to $10,000
  • 98% Approval Rate

HAVE QUESTIONS?

Call 416 635 1217
Or email info@jewishfreeloan.ca

 

FAQs

DO I QUALIFY?

WHAT IS AN INTEREST-FREE OR O% LOAN?

WHAT IS THE MAXIMUM AMOUNT THAT CAN BE BORROWED?

HOW DO I GET A O% STUDENT LOAN?

CAN I APPLY FOR ONE OF YOUR LOANS IF I HAVE ALREADY RECEIVED OSAP?

I WAS REJECTED BY OSAP. CAN I STILL APPLY FOR AN INTEREST-FREE LOAN?

WHAT IF I DO NOT WANT TO APPLY FOR OSAP?

THE SCHOOL I WANT TO ATTEND IS NOT IN CANADA. CAN I STILL RECEIVE A LOAN?

WHAT IS THE INTERVIEW LIKE AND HOW ARE DECISIONS MADE?

IS THE PERSONAL INFORMATION I GIVE YOU PROTECTED?

IF I AM APPROVED, HOW SOON CAN I GET MY MONEY?

HOW MUCH DO I HAVE TO PAY BACK EACH MONTH?

CAN I LOWER OR INCREASE MY MONTHLY PAYMENTS?

WHAT ARE THE CRITERIA FOR A SUCCESSFUL GUARANTOR?

CAN MY PARENTS BE MY GUARANTORS?

HOW DO I MAKE MY MONTHLY LOAN PAYMENTS?

WHAT HAPPENS IF I CANNOT KEEP UP WITH THE MONTHLY PAYMENTS?

WHAT HAPPENS IF MY APPLICATION IS REJECTED BY THE LOAN COMMITTEE?

I HAD A JFLT LOAN A NUMBER OF YEARS AGO. CAN I APPLY FOR A NEW LOAN?

CAN I APPLY FOR MULTIPLE LOANS AT THE SAME TIME?

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